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Blog + Articles

IRI Recognizes Marketing Innovators in the Retirement Income Industry

{March 27th, 2015} by IRI

Voya Financial, Wells Fargo Advisors, Legg Mason, and AIG’s Liz Altman Honored with IRI Marketing Innovation Awards WASHINGTON, D.C. – The Insured Retirement Institute (IRI) today recognized Voya Financial, Wells Fargo Advisors, Legg Mason, and AIG’s Liz Altman as the 2015 recipients of the IRI Marketing Innovation Award. The awards, which were presented during a […]

Why New York Life Put A GLWB On A Fixed Deferred Annuity

{March 26th, 2015} by Linda Koco, linda.koco@innfeedback.com

In today’s market, guaranteed lifetime withdrawal benefit (GLWB) features are commonplace in variable annuities and in fixed index annuities, but much less so in fixed deferred annuities. That may start to change, however. This month, New York Life debuted its Clear Income Fixed Annuity, a fixed deferred annuity with a built-in GLWB rider. The design […]

Jackson Boosts Reserves To Make Up For Falling Interest Rates

{March 26th, 2015} by Cyril Tuohy, cyril.tuohy@innfeedback.com

Jackson National Life, the top seller of variable annuities in the U.S., reported net income of $379.2 million in 2014. This was a 48 percent drop from $730.2 million in 2013 as the company was forced to boost reserves to make up for falling interest rates. Jackson also reported record pretax operating income of $2.3 […]

MassMutual Study Finds Hispanics Optimistic About Financial Future

{March 26th, 2015} by PR Newswire Association LLC

SPRINGFIELD, Mass., March 24, 2015 /PRNewswire/ — Hispanics are feeling positive about their financial situation, according to new research commissioned by Massachusetts Mutual Life Insurance Company (MassMutual), despite the slow growth in wages and still rebounding economy. The study examined the perceptions Hispanics have of their finances today as compared to the past, and how […]

Here’s why annuities will be the most important investment vehicle of the next decade

{March 26th, 2015} by Jane Wollman Rusoff

The perennial Rodney Dangerfield of investments is on the cusp of getting a slew of respect: Annuities are poised to become the most important investment vehicle of the next decade. That’s what the “father of financial planning,” advisor Harold Evensky, told LifeHealthPro sister site ThinkAdvisor in an interview. Chairman of Evensky & Katz/Foldes Financial, the […]

9 In 10 Young Advisors Satisfied With Their Careers

{March 26th, 2015} by N/A

WINDSOR, Conn., March 24, 2015— A new LIMRA study of young financial professionals reveals 91 percent said they are satisfied with their careers. The Young Advisor Snapshot is the first report in a comprehensive LIMRA study that covers the experiences of young advisors from recruitment to the support they need for future success. “Young advisors […]

Fixed Annuities Post Highest Sales Since 2009

{March 26th, 2015} by IRI

WASHINGTON, D.C. – The Insured Retirement Institute (IRI) today announced final fourth-quarter and year-end 2014 sales results for the U.S. annuity industry, based on data reported by Beacon Research and Morningstar, Inc. Industry-wide annuity sales in the fourth quarter of 2014 reached $56.6 billion, a 0.5 percent decrease from $56.9 billion in the previous quarter […]

Annexus Celebrates 20 Years of the Fixed Indexed Annuity with the Team That Started It All

{March 26th, 2015} by Business Wire

SCOTTSDALE, Ariz.–(BUSINESS WIRE)–Twenty years ago this February, Genesis Financial helped debut the first fixed indexed annuity when evolving financial technologies intersected with market volatility. Today, Genesis Financial continues to drive the evolution of the popular retirement product through their partnership with Scottsdale, Arizona-based Annexus®. In February 1995, Keyport Life, with the help of Genesis Financial, […]

Brokers International Expands Leadership, Adds New Division

{March 26th, 2015} by PRWeb

Panora, Iowa (PRWEB) March 18, 2015 As the result of company growth and dedication to serving independent financial professionals nationwide, Brokers International has formed a new relationship manager division that will elevate four senior associates to the level of Vice President of Sales. The announced expansion was prompted by Brokers International’s dramatic growth in recent […]

Advisors Still Not Warming Up To Annuities In DC Plans

{March 26th, 2015} by Linda Koco, linda.koco@innfeedback.com

Annuities did get some votes in a new survey of consultants and advisors about favored retirement income products in defined contribution (DC) retirement savings plans. However, annuities did not outshine two retirement options that plan consultants favor more. The relatively low profile for annuities comes despite the greater focus that government and retirement professionals have […]

AIG wins court approval of $970.5M settlement with investors

{March 26th, 2015} by Patricia Hurtado

(Bloomberg) — American International Group Inc. won court approval of a $970.5 million settlement with investors who accused the insurer at the onset of the financial crisis of misleading them about risks tied to subprime mortgages. The investors, urging a federal judge to approve the accord, called it one of the largest securities class action […]

Northwestern Mutual Life to settle annuities suit for $84 million

{March 26th, 2015} by IFAwebnews Staff

Northwestern Mutual Life Insurance Co. has agreed to pay $84 million to settle a long-running class action lawsuit over changes the company made to annuities it sold before 1985. About 4,000 current and 29,000 former owners of the product will be eligible to share in the settlement of a case that could have carried a […]

New York City Official Jumps Into The Fiduciary Fray

{March 26th, 2015} by Linda Koco, linda.koco@innfeedback.com

New York City Comptroller Scott M. Stringer is calling for a state law that would require financial advisors to disclose in plain language whether they abide by the fiduciary standard. The reasoning behind this is that prospective clients would know of potential conflicts of interest and to what party their advisors hold their ultimate allegiance, […]

Northwestern Mutual Scoops Up LearnVest

{March 26th, 2015} by Ben Steverman

(Bloomberg) — Northwestern Mutual, the nation’s second-largest life insurance company, is buying LearnVest, the online financial planning start-up founded in 2009. LearnVest is one of several financial start-ups competing to offer advice or investment products through the web more cheaply than at established firms. Unlike robo advisors like WealthFront and Betterment, which primarily focus on […]

LifeMark Partners President Bill Shelow Named CEO

{March 26th, 2015} by LifeMark Partners

BALTIMORE – March 18, 2015 – LifeMark Partners, one of the nation’s largest independent national life insurance marketing organizations, today named William J. Shelow chief executive officer (CEO). Shelow, who has served as president of LifeMark since September of 2011, will retain both titles. “As LifeMark Partners president for more than three years, Bill developed […]

iPipeline Recognizes Insurance Industry Leaders at Connections 2015 Conference

{March 26th, 2015} by iPipeline

Industry Leadership and Visionary Awards Honor Carriers, Distributors, and Financial Institutions Exton, PA – March 24th, 2015 – iPipeline® – a leading provider of cloud-based software solutions for the life insurance industry – today announced 9 industry leaders were honored at iPipeline’s Connections 2015 User Meeting & Conference for their exceptional contributions to simplifying and […]

Greenberg fires last shots in AIG fight as trial end nears

{March 26th, 2015} by Phil Milford, Andrew Zajac

(Bloomberg) — Maurice “Hank” Greenberg’s Starr International Co. got in some last shots over the terms of the government’s $85 billion bailout of American International Group Inc. before final arguments in the challenge set for next month. Starr’s lawyer, David Boies, told a federal judge AIG stockholders were cheated by the loan’s onerous terms, including […]

13 insurance/financial services companies make list of “World’s Most Ethical Companies”

{March 26th, 2015} by Brian Anderson

Insurance agents can control their own ethics, but by themselves have little influence on the ethical behaviors of the carrier community. But you can choose to partner with companies that are proven to place a strong emphasis on ethical business practices – with more than just lip service. A baker’s dozen of insurance and financial […]

Longer CEO lives spur pay growth as companies cushion pensions

{March 26th, 2015} by Madeline McMahon

(Bloomberg) — Pensions are helping to fuel a jump in average chief executive officer pay — and the reason is largely out of companies’ control. Standard & Poor’s 500 Index companies that have filed proxy statements for fiscal 2014 contributed an average $1.5 million to their CEOs’ pensions, compared to an average of about $550,000 […]

MetLife Warns Low Interest Rates Threaten Profits

{March 26th, 2015} by Arthur D. Postal, arthur.postal@innfeedback.com

WASHINGTON – MetLife is warning shareholders that if low interest rates persist, it will not likely sustain its 2014 profitability, even after derisking and then expanding its variable annuity business. But it is not all bad because the rest of the life insurance business is enduring the same difficulty, MetLife CEO Steven A. Kandarian said […]

Wink CEO: Interest From Nontraditional Distribution Boosts 2014 Sales of Indexed Annuities

{March 24th, 2015} by Fran Matso Lysiak, senior associate editor, BestWeek: fran.lysiak@ambest.com

PLEASANT HILL, Iowa – Continued interest in indexed annuities from “nontraditional” distribution is helping to boost sales while new companies continue to enter the space, said the president and chief executive officer of Wink Inc. Total 2014 U.S. sales of these retirement savings and income products rose to $46.8 billion, up 21.3% from the same […]

Wink CEO: Both Sides Nearing Compromise on Illustrated Rates for Indexed Life Insurance as 2014 Sales Jump 15%

{March 24th, 2015} by Fran Matso Lysiak, senior associate editor, BestWeek: fran.lysiak@ambest.com

PLEASANT HILL, Iowa – As the regulatory debate on illustrated rates continues, full-year 2014 sales of indexed universal life insurance jumped 15% to $1.5 billion. But the chief executive officer of Wink Inc. says she’s “encouraged” that both sides — including some whole life companies — are nearing a compromise. Capturing first place in total […]

What’s Behind Allianz’s Huge Lead In FIA Sales?

{March 24th, 2015} by Linda Koco, linda.koco@innfeedback.com

Allianz Life made head-spinning gains in its fixed index annuity (FIA) sales in 2014, according to figures recently published by Wink, Inc. Allianz’s sales totaled over $12.7 billion, more than double its $6 billion total in 2013, for a market share of 27 percent. The results put Allianz in first place among the 52 companies […]

Treading Carefully In An Uncapped FIA World

{March 24th, 2015} by Cyril Tuohy, cyril.tuohy@innfeedback.com

Surely, annuity sales channels have heard of uncapped fixed index annuities (FIAs). It is a phrase filled with upside promise. At Nationwide, the company’s New Heights FIA promises to position investors for growth. Symetra Financial touts its Edge Plus and Edge Premier FIAs pegged to the JP Morgan ETF Efficiente 5 Index. Because this particular […]

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In pursuit of finance, actuarial, or related degree? Gain experience with Wink!

{March 24th, 2015} by Victoria Peterson

Wink, Inc. Job Title: Market Analyst Department: Service Reports To: Vice President, Operations Position Type: Full-time, Exempt Travel Required: 0 – 10% Date Revised: February, 2015 SUMMARY: The Market Analyst supports the administrative unit by taking ownership of the creation, distribution, compilation, and reporting of data, projects, and various surveys. The qualified candidate will serve […]

Deal Reached On Proposed IUL Illustrations

{March 24th, 2015} by Arthur D. Postal, arthur.postal@innfeedback.com

WASHINGTON – Differing sectors of the industry have embraced new rules governing the illustrations to be used in selling indexed universal life insurance (IUL). The compromise is based on the proposal exposed for public comment by the National Association of Insurance Commissioners’ (NAIC) Life Actuarial (A) Task Force (LATF) on Feb. 19, and suggests only […]

Interest in indexed life insurance spikes

{March 24th, 2015} by Tim Grant: tgrant@post-gazette.com or 412-263-1591.

High-income earners shopping for permanent life insurance are being drawn to indexed universal life insurance, a relatively new type of policy that has a defined death benefit, yet also allows its cash value to reap the rewards of the growth in the S&P 500. “Most people who buy this product look to do a couple […]

These are the 5 most expensive medical conditions for life insurance shoppers

{March 24th, 2015} by Amy Danise

It’s common knowledge that health problems result in a higher life insurance premiums. But what are the most expensive medical conditions? Any medical problem that reduces life expectancy will result in higher life insurance quotes, so the most “expensive” conditions are those that have the greatest impact on how long you’ll live.  Click HERE to […]

New Rules Proposed On 401(k) Plan Fee Disclosures

{March 24th, 2015} by Arthur D. Postal, arthur.postal@innfeedback.com

WASHINGTON – Administrators of 401(k) and similar plans will be allowed up to 14 months to disclose investment fees and other information to plan beneficiaries. That’s according to a new rule published by the agency within the Department of Labor (DOL) that oversees such plans. The new rule is effective June 17, although the DOL […]

Voya Financial Expands Retirement Solutions Offerings with New Voya PotentialPLUS Annuity

{March 24th, 2015} by Voya

WINDSOR, Conn., March 24, 2015 /PRNewswire/ — Voya Financial, Inc. (NYSE: VOYA), has added a flexible premium deferred index-linked variable annuity to its suite of retail retirement solutions. Voya PotentialPLUS offers customers the potential for investment growth tied to the performance of up to four major market indexes, while also providing a level of protection […]

Stronghold takes wraps off robo matchmaker

{March 24th, 2015} by Alessandra Malito

Firm with ties to self-help guru Tony Robbins unveils PortfolioCheckup Stronghold Financial, the advisory firm that found itself at the center of controversy last fall because of its ties to self-help guru Tony Robbins, believes its robo-matchmaking service is ready for prime time. The San Diego-based firm announced Wednesday that it is partnering with Jemstep, […]

A.M. Best Affirms Ratings of American Financial Group, Inc.’s Key Annuity Subsidiaries

{March 24th, 2015} by Best's News Service

Oldwick – A.M. Best has affirmed the financial strength rating (FSR) of A (Excellent) and the issuer credit ratings (ICR) of “a+” of Great American Life Insurance Company (GALIC) and its wholly owned subsidiary, Annuity Investors Life Insurance Company (AILIC), the key life/health annuity subsidiaries of American Financial Group, Inc. (AFG) [NYSE: AFG]. The outlook […]

What Americans really think about IRAs (in 5 charts)

{March 23rd, 2015} by Warren S. Hersch, whersch@SummitProNets.com

What most motivates Americans to save for the future? According to a new report, it isn’t building up a nest egg for retirement, but rather things that offer more immediate gratification: money for vacation, buying household appliances and the other big-ticket items. So reports TIAA-CREF in a 4th annual survey on individual retirement accounts and […]

6 tax questions on deferred annuities you need answered

{March 23rd, 2015} by Tax Facts Online

Part 1 of a two-part look at six important tax questions about Deferred Annuities: Click HERE to read.

Two great Dave Ramsey myths, debunked: Opinion

{March 23rd, 2015} by Michael Markey

Last month, I wrote about the seven steps Dave Ramsey followers really need to thrive financially. I was astonished with the amount of interest and debate the piece sparked. To the many who support our voyage, thank you and I’m excited to walk with you down this path, holding America’s Favorite Finance Coach accountable for […]

Insurers are using rap videos to make being an actuary look hip

{March 23rd, 2015} by Noah Buhayar

(Bloomberg Business)–At his high school in Louisville, Jonny Blount was a football star wooed by college coaches. Then, going into his senior year, he tore a ligament in his knee and started to think more about his future. He’s now majoring in risk management and insurance at Eastern Kentucky University. Click HERE to read…

New areas for 401(k) lawsuits emerge

{March 23rd, 2015} by Darla Mercado

If litigation in the 401(k) arena isn’t keeping retirement plan advisers up at night, it ought to be. A panel of experts at the National Association of Plan Advisors 401(k) Summit in San Diego discussed on Sunday developing legal risks that await unwary retirement plans and their advisers. New areas ripe for suits include failure […]

5 things the fastest-growing insurance agencies have in common

{March 23rd, 2015} by Stuart Gains

Insurance agencies are like snowflakes, no two are alike. However, after spending lots of time with agency owners in hyper-growth mode, I learned that there are several traits they have in common. Click HERE for five that stand out, and duplicating these tips can help your firm become a high-performing agency.

NAPA’s deep reservations about DOL’s broker rules

{March 23rd, 2015} by Allen Greenberg

SAN DIEGO – The National Association of Plan Advisors made something really clear Sunday: it has always embraced and will continue to support any government regulation that puts plan participants’ best interests first. Period. That, however, doesn’t mean NAPA is whole-heartedly supporting the Department of Labor’s efforts to push forward with plans to impose the […]

A.M. Best Briefing: Insurance Industry Should Take Heed of Timeline for International Capital Standards

{March 23rd, 2015} by Best's News Service

Oldwick – Given the potential wide-reaching impacts on pricing, products, investment strategies and the cost of capital, A.M. Best is maintaining a cautious view of the ambitious timeline for developing and implementing international capital standards by the International Association of Insurance Supervisors (IAIS). A new Best’s Briefing, titled, “A.M. Best Comments on the Development of […]

Pacific Life, Guardian Life to Pay Combined $4.45 Million to States in Death Master File Settlement

{March 23rd, 2015} by Thomas Harman, associate editor, BestWeek: Tom.Harman@ambest.com

SACRAMENTO, Calif. – Guardian Life and Pacific Life will pay states $4.45 million and agree to reform business practices after reaching settlement agreements following an investigation by states over the companies’ use of the Social Security Administration’s Death Master File database. The market investigations begun in 2009 targeted 40 companies and investigations on 20 of […]

What empty nesters don’t know about saving for retirement

{March 23rd, 2015} by Victoria Stilwell

You might think Americans’ ability to retire rests on the health of the economy or on government policy. Wrong. It depends on whether or not parents spend less money and save more when their kids are on their own. Click here to read…

The 7 biggest announcements from life and health insurers this week

{March 23rd, 2015} by Lynette Gil

Paradigm shift news roundup: AgentLink, Guardian, Nationwide, PlanSource, BISA and Forethought, MassMutual, New York Life – Click HERE to read…

Annuities: Choosing the right tool for the job

{March 23rd, 2015} by Matt Parke

I’m not the handiest person around, so it’s no surprise I don’t enjoy fixing things around the house. When I do tackle a project however, the experience is completely different when I have the right tool instead of using something that just gets the job done. The right size socket, as opposed to an adjustable […]

Insurance policy raises questions in Convergent suicide

{March 20th, 2015} by Mason Braswell

An approximately $10 million life insurance policy taken out by former Convergent chief executive David Zier, who committed suicide last October, has added a new twist to the mystery surrounding his death and what happened to the millions he was managing in a privately held fund. In 2012 as his fund, Zier Asset Management, suffered […]

MassMutual Posts 27% Earnings Jump

{March 20th, 2015} by Jim Kinney

MassssMutual Financial Group announced year-end results for 2014 on Thursday. Net gain from operations before policyowner dividends and taxes – the company’s primary earnings measure as a mutual company – was up 27 percent to $2.2 billion, MassMutual said in a news release. In 2013, this primary earnings measure was $1.8 billion, down from $2.1 […]

Update: MetLife to Move all New York City Offices to 200 Park Avenue Landmark Building by 2017

{March 20th, 2015} by Fran Matso Lysiak, senior associate editor, BestWeek: fran.lysiak@ambest.com

NEW YORK – (This corrects information in the third paragraph). MetLife Inc. plans to make the MetLife Building at 200 Park Avenue its only employee location in New York City. As a result, the largest U.S. life insurer will be moving from 1095 Avenue of the Americas, 277 Park Avenue and Long Island City to […]

A.M. Best Affirms Ratings of Nationwide Mutual Insurance Company and Its Key Operating Subsidiaries

{March 20th, 2015} by Best's News Service

Oldwick – A.M. Best has affirmed the financial strength rating (FSR) of A+ (Superior) and the issuer credit ratings (ICR) of “aa-” of the four participating property/casualty pool members and 31 reinsured affiliates of Nationwide Group (Nationwide). A.M. Best also has affirmed the FSR of B+ (Good) and the ICR of “bbb-” of Nationwide Indemnity […]

Whoops! Why you shouldn’t use your personal social media accounts for business

{March 20th, 2015} by Kelly Moser

As social media use by financial professionals continues to grow, it’s not uncommon for an agent or financial advisor to begin by using their personal social media accounts for business-related activity. While this practice already raises red flags for compliance issues (always check with FINRA!), I want to tell you a cautionary tale that might […]

Fixed index annuities reach 20-year milestone

{March 20th, 2015} by Ed McCarthy, CFP

As of February 15, fixed index annuities (FIA) have been on the market for 20 years, according to a press release from the Index Annuity Leadership Council (IALC). The release notes, “Fixed indexed annuities offer the opportunity for growth through a steady, guaranteed lifetime income stream, all while protecting the principal from the uncertainty of […]

Some Annuity Carriers Jousted For Position In 2014

{March 20th, 2015} by Linda Koco, linda.koco@innfeedback.com

The 2014 individual annuity company ranking list is out from LIMRA Secure Retirement Institute (LIMRA SRI). That’s a big deal for annuity professionals, even if it’s “just data.” The reason is that the data reveal telltale signs of trends that impact everyday business. For instance, while carriers experienced moderate changes in rankings overall, they all […]

Become a National Annuity Awareness Month Official Sponsor!

{March 20th, 2015} by NAFA

June 2015 marks the second annual National Annuity Awareness Month. NAFA is looking for your support to make it an even bigger and better celebration than the last! When it comes time to register for NAFA’s Annuity Leadership Forum (being held June 17-19 on Capitol Hill), you’ll have the opportunity to make a donation in […]

These are the 10 most tax-friendly states for retirees

{March 19th, 2015} by Robert Bloink, William H. Byrnes

Every client’s goals are different when it comes to choosing where to retire, but from a tax perspective, there are some clear winners that can allow a client to maximize the value of accumulated retirement savings. While the client’s lifestyle choices — a desire for an expensive home vs. spending on consumer products, for example […]

Fewer Than 1 In 5 Contribute To Traditional IRAs

{March 19th, 2015} by N/A

WINDSOR, Conn. March 19, 2014—A new LIMRA Secure Retirement Institute study finds that only 17 percent of American workers currently contribute to a traditional individual retirement account (IRA) – and only 28 percent contribute to any kind of IRA (i.e., traditional, Roth, or SEP/SIMPLE). While the most cited reason that people give for not contributing […]

MetLife Circles Back to Landmark NYC Tower It Mostly Left

{March 19th, 2015} by David M. Levitt

It took almost a decade and a half for MetLife Inc. to determine that Manhattan’s MetLife Building was where it belonged. The biggest U.S. life insurer said Wednesday it will consolidate its New York operations into 200 Park Ave., which gained fame in the 1960s as the Pan Am Building before Pan American World Airways […]

Industry Groups Expect Talks on International Issues, Accreditation, Cybersecurity at NAIC Spring Meeting

{March 19th, 2015} by Thomas Harman, associate editor, BestWeek: Tom.Harman@ambest.com

WASHINGTON – Insurance industry groups will be watching discussions on international issues, the Own Risk Solvency Assessment, captive reinsurer accreditation and cybersecurity during the upcoming National Association of Insurance Commissioners’ Spring National Meeting March 26-March 31 in Phoenix. It will be the first meeting for the NAIC since the International Association of Insurance Supervisors proposed […]

MIB Life Index: U.S. Life Insurance Activity Up 2.3% In Feb.

{March 18th, 2015} by N/A

Braintree, MA. (March 13, 2015) — Application activity for individually underwritten life insurance increased +2.3% in February, year-over-year, all ages combined, according to the MIB Life Index. This is the fourth consecutive month of year-over-year growth in the plus 2 to 5% range, firmly establishing a trend of increased application activity that started with soft […]

Annuities and sports: What I learned from Coach Bob Knight

{March 18th, 2015} by Mike McGlothlin CFP®, CLU, ChFC, LUTCF, Ash Brokerage

I had the great honor of sitting at the end of the bench as a student manager for Indiana University’s 1987 NCAA Championship basketball team. There are so many great memories associated with the basketball program and my time at IU. I typically use the basketball season to reflect on things that I learned from […]

Penn Mutual Hires Talent Acquisition Executive

{March 18th, 2015} by Cyril Tuohy, cyril.tuohy@innfeedback.com

Penn Mutual has announced the appointment of Jessica Choi as assistant vice president of talent acquisition and diversity, responsible for creating a strategy around the company’s field talent acquisition for Career Agency Distribution. Choi, a former executive with the pharmaceutical distributor AmerisoureBergen, will be responsible for helping the 167-year-old insurance carrier diversify its career agency […]

Thrivent Exec: QLACS Make A Ton Of Sense

{March 18th, 2015} by Linda Koco, linda.koco@innfeedback.com

Thrivent Financial is one of the early providers of the new qualifying longevity annuity contract (QLAC) products allowed under Department of the Treasury regulations published last year. The fraternal organization rolled out its QLAC two months ago and already has had some sales, according to Wendy McCullough, vice president-solution design and development. QLACs are fixed-rate […]

SEC Takes Aim At Cybersecurity For Investment Advisors

{March 18th, 2015} by Arthur D. Postal, arthur.postal@innfeedback.com

WASHINGTON – A majority of broker/dealers and advisors told a federal agency that they have experienced cyber-attacks directly or through one or more of their vendors. More than half of the broker/dealer firms, but only 21 percent of the investment advisors reported that they maintain insurance to cover losses and expenses related to cybersecurity incidents. […]

SEC Chair To Push For Uniform Fiduciary Standard

{March 18th, 2015} by Arthur D. Postal, arthur.postal@innfeedback.com

WASHINGTON – The Securities and Exchange Commission should implement a uniform fiduciary duty for broker/dealers and investment advisors “where the standard is to act in the best interest of the investor,” SEC chairman Mary Jo White said today. White’s comments at a Securities Industry and Financial Markets Association (SIFMA) investment conference in Phoenix will reawaken […]

Annuity opportunities in today’s environment: BLOG

{March 18th, 2015} by Ryan McGee, Ash Brokerage

Your success is not contingent on a product or a rate. Sometimes as advisors, we can become discouraged by market conditions, especially when our livelihoods could be disrupted by things out of our control. As we continue to see a significant number of pricing decreases from carriers, along with the pressures of our current rate […]

The psychology of retirement income planning

{March 18th, 2015} by Adam Cufr

I am a sucker for a good retirement income planning study. Whether it’s an analysis of various safe withdrawal rate strategies, bucketing, or essential versus discretionary, I enjoy the process of aligning the income puzzle pieces to fit in such a way that income planning success is optimized. Maybe you share in my joy; maybe […]

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Wink, Inc. Releases Fourth Quarter, 2014 Indexed Sales Results

{March 17th, 2015} by Wink, Inc.

  – FOR IMMEDIATE DISTRIBUTION — NEWS RELEASE INDEXED ANNUITY SALES BREAK PREVIOUS RECORD BY 21%! Wink, Inc. Releases Fourth Quarter, 2014 Indexed Sales Results Pleasant Hill, Iowa. March 13, 2015- Forty-nine indexed annuity carriers participated in the 70th edition of Wink’s Sales & Market Report, representing 99.8% of indexed annuity production. Total fourth quarter sales […]

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