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Negative Media

NAFA Response to Malcom Berko Article in Oklahoman

{December 3rd, 2013} by NAFA

Re: Malcom Berko 11/24/2013 “Steer clear of equity-indexed annuities” Dear Editor: We respect every person’s right express their opinion about financial and insurance products. And, while Mr. Berko is entitled to his opinion, he ISN’T entitled to altering facts to justify his opinion. Mr. Berko: EIAs are unregistered investments FACT: Indexed annuities are insurance products [...]

Response from NAFA: Indexed Annuities May Be Risky Investments

{April 23rd, 2012} by Pamela M. Heinrich, Esq.

PDF for NAFA’s response to Meiselman, Denlea, Packman, Carton, & Eberz P.C. Click here to read NAFA’s response to Meiselman, Denlea, Packman, Carton, & Eberz P.C.: http://nafa.com/2012/04/18/nafa-responds-to-indexed-annuities-may-be-risky-investments%E2%80%9D/ Dear Mr. Denlea, At the National Association for Fixed Annuities (NAFA), we recognize that the California indexed annuity case referenced in your blog article may signal an opportunity [...]

Response from NAFA: Index Annuities: Complex, Aggressively Sold Investments

{September 30th, 2011} by Kim O’Brien

Click here to read NAFA’s Letter to the Editor of ABC News in response to Ted Schwartz’s “Index Annuities: Complex, Aggressively Sold Investments”: http://nafa.com/wp/wp-content/uploads/2011/10/Response_ABC_News_Ted_Schwartz_Article092611.pdf   Read original article by Ted Schwartz : http://abcnews.go.com/Business/index-annuities-beware-greatest-investments-sold/story?id=14554506

Response: Equity-indexed annuities: investor-friendly?

{April 23rd, 2011} by Sheryl J. Moore

PDF for Setting it Straight with The Mutual Fund Store ORIGINAL ARTICLE CAN BE FOUND AT: Equity-indexed annuities: investor friendly? The following email was sent to the owners of The Mutual Fund Store, in response to the article below: Dear Principals of The Mutual Fund Store, I am an independent market research analyst who specializes [...]

Response: Considering an annuity? There’s always a catch

{April 20th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Terry Savage ORIGINAL ARTICLE CAN BE FOUND AT: Considering an annuity? There’s always a catch Ms. Savage, I am an independent market research analyst who specializes exclusively in the indexed annuity and indexed life markets. I have tracked the companies, products, marketing, and sales of these products for over [...]

Response: Too much confusion about annuities and fixed index annuities

{April 11th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Bill Robbins ORIGINAL ARTICLE CAN BE FOUND AT: Too much confusion about annuities and fixed index annuities  Mr. Bill Robbins, I am an independent market research analyst who specializes exclusively in the indexed annuity and indexed life markets. I have tracked the companies, products, marketing, and sales of these products [...]

Response: How Do Equity Indexed Annuities Stack Up?

{April 10th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Lon Jeffries ORIGINAL ARTICLE CAN BE FOUND AT: How Do Equity Indexed Annuities Stack Up? Mr. Jeffries, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. [...]

Response: The ABCs of doing due diligence on fixed income annuities

{April 5th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Ron Rhoades ORIGINAL ARTICLE CAN BE FOUND AT: The ABCs of doing due diligence on fixed income annuities  Dear Mr. Rhoades, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for [...]

Response: Equity index annuities can torture retirees' nest eggs

{April 4th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Malcolm Berko ORIGINAL ARTICLE CAN BE FOUND AT: Equity index annuities can torture retirees’ nest eggs Dear Mr. Berko, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over [...]

Response: Equity index annuities can torture retirees’ nest eggs

{April 4th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Malcolm Berko ORIGINAL ARTICLE CAN BE FOUND AT: Equity index annuities can torture retirees’ nest eggs Dear Mr. Berko, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over [...]

Response: Looking for Protection

{April 4th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Alan Levine ORIGINAL ARTICLE CAN BE FOUND AT: Looking for Protection Dear Mr. Lavine, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. I used to provide [...]

Response: Choosing from contrasting varieties of annuities

{April 4th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Pocono Record ORIGINAL ARTICLE CAN BE FOUND AT: Choosing from contrasting varieties of annuities Dear Ms. Baehr, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. [...]

Response: Index annuities are poison for your pocketbook

{March 14th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Clark Howard   ORIGINAL ARTICLE CAN BE FOUND AT: Index annuities are poison for your pocketbook The following letter was sent to Mr. Clark Howard, in response to the article above. March 13, 2011 Consumer Action Center Attn: Clark Howard 1601 W. Peachtree Street NE Atlanta, Georgia  30309 Advantage [...]

Response: Harry Gross: Does it pay to drop annuities?

{March 13th, 2011} by Sheryl J. Moore

PDF for Setting It Straight with Philadelphia Daily News ORIGINAL ARTICLE CAN BE FOUND AT: Does it pay to drop annuities? Dear Mr. Gross, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a [...]

Response: Retirement: Live Long and Don’t Prosper

{March 13th, 2011} by Sheryl J. Moore

PDF for Setting It Straight with Bloomberg Businessweek ORIGINAL ARTICLE CAN BE FOUND AT: Retirement: Live Long and Don’t Prosper Dear Mr. Steverman, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. [...]

Response: Retirement: Live Long and Don't Prosper

{March 13th, 2011} by Sheryl J. Moore

PDF for Setting It Straight with Bloomberg Businessweek ORIGINAL ARTICLE CAN BE FOUND AT: Retirement: Live Long and Don’t Prosper Dear Mr. Steverman, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. [...]

Response: Equity-index annuities entangle, jilt investors

{March 9th, 2011} by Sheryl J. Moore

PDF for Setting it Straight with Chris Hopkins ORIGINAL ARTICLE CAN BE FOUND AT: Equity-index annuities entagle, jilt investors Dear Mr. Hopkins, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. I [...]

Response: Indexed Annuities Cap Gains, Obscure Fees as Sellers Earn Trip to Disney

{January 21st, 2011} by Zeke Faux and Margaret Collins

PDF for Setting it Straight with Bloomberg ORIGINAL ARTICLE CAN BE FOUND AT:  Indexed Annuities Cap gains, Obscure Fees as Sellers Earn Trip to Disney Peggy, Good afternoon. As I am certain you have anticipated, I wanted to reach-out to you in regards to the article that you recently published with Bloomberg, “Indexed Annuities Cap Gains, [...]

Response: The Safety Trap (a.k.a. My 52-Point Correction to Lisa Gibbs)

{January 5th, 2011} by Sheryl J. Moore

PDF for Setting It Straight with MONEY ORIGINAL ARTICLE CAN BE FOUND AT: The Safety Trap Ms. Lisa Gibbs, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. I used to provide [...]

Response: A Flawed but Diligent Watchdog

{December 3rd, 2010} by Sheryl J. Moore

PDF for Setting it Straight with National Underwriter ORIGINAL ARTICLE CAN BE FOUND AT: A Flawed but Diligent Watchdog  Trevor, Good afternoon. My name is Sheryl J. Moore and I am the foremost authority in the indexed annuity market. I believe that you are acclimated with my work, as I wrote for National Underwriter: Life and [...]

Response: Equity Indexed Annuities Get Name Change

{November 30th, 2010} by Sheryl J. Moore

ORIGINAL ARTICLE CAN BE FOUND AT: Equity Indexed Annuities Get Name Change Dear AnnuityNewsJournal, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. I used to provide similar services for fixed and variable [...]

Response: A sure thing? Better to avoid those equity index annuities

{November 26th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with the San Diego Union-Tribune ORIGINAL ARTICLE CAN BE FOUND AT: A sure thing? Better to avoid those equity index annuities Ms. O’Shaughnessy, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these [...]

Response: Building Your Own Equity-Index Annuity

{November 26th, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Bob Carlson2 ORIGINAL ARTICLE CAN BE FOUND AT: Building Your Own Equity-Index Annuity Mr. Carlson, As you well know, I am an independent market research analyst who specializes exclusively in the indexed annuity and indexed life markets. I have tracked the companies, products, marketing, and sales of these products [...]

Response: Indexed Annuities: Protection Racket

{November 23rd, 2010} by Sheryl J. Moore

PDF for Setting It Straight with Forbes2 ORIGINAL ARTICLE CAN BE FOUND AT: Indexed Annuities:  Protection Racket Dear Mr. Barrett and the editors of Forbes, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a [...]

Response: The good, bad and ugly

{November 16th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with Motley Fool ORIGINAL ARTICLE CAN BE FOUND AT: The good, bad and ugly Dearest Motley Fool, My name is Sheryl Moore, and I am the foremost authority in the indexed annuity market. I am an independent market research analyst who specializes in the indexed annuity and life markets. I have [...]

Response: Index annuities: Some tricks among the treats

{November 16th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with Humberto Cruz ORIGINAL ARTICLE CAN BE FOUND AT: Index annuities: Some tricks among the treats  Dear Mr. Cruz, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over a decade. [...]

Response: Possible securities fraud involving equity indexed annuities

{November 15th, 2010} by Sheryl J. Moore

PDF for Setting it Straight with White Law Group ORIGINAL ARTICLE CAN BE FOUND AT: Possible securities fraud involving equity indexed annuities  Mr. D. Daxton White, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of these products for over [...]

Response: Finance Guy: Equity indexed annuity

{November 1st, 2010} by Sheryl J. Moore

Setting It Straight with News 8 Austin ORIGINAL ARTICLE CAN BE FOUND AT: Finance Guy: Equity indexed annuity Dear Mr. John Henry McDonald, Good evening. I am the foremost authority on indexed life and indexed annuity products. I am also an independent market research analyst who specializes in the indexed insurance markets. I have tracked the [...]

Response: Real Money vs. Not-Real Money

{October 31st, 2010} by Sheryl J. Moore

Setting It Straight with Scott Burns5 ORIGINAL ARTICLE CAN BE FOUND AT: Real Money vs. Not-Real Money  Scott,  I had the occasion to read your article, “Real Money vs. Not-Real Money.” You are correct in one regard on this article: the value of the annuities in question, accumulating at 8%, are “NOT the actual cash value” [...]

Response: Investment Tricks – Annuity Style

{October 31st, 2010} by Sheryl J. Moore

Setting It Straight with CBS MoneyWatch ORIGINAL ARTICLE CAN BE FOUND AT: Investment Tricks - Annuity Style  Allan, All earnings on indexed annuities are limited via the use of a cap, participation rate, or spread. The fact that gains are limited on indexed annuities is advertised blatantly by the underwriting insurance company, as this is how the [...]

Response: Planning to Buy Retirement Fund? Stay Away from Indexed Annuities

{October 31st, 2010} by Sheryl J. Moore

Setting It Straight with Varun Walia ORIGINAL ARTICLE CAN BE FOUND AT:  Planning to Buy Retirement Fund? Stay Away from Indexed Annuities Dear Ms. McDonough and the team at BrightHub.com, I am an independent market research analyst who specializes in the indexed annuity and life markets. I have tracked the companies, products, marketing, and sales of [...]

Response: Surging Interest in Stock-Based Annuities

{October 21st, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Bob Carlson ORIGINAL ARTICLE CAN BE FOUND AT: Surging Interest in Stock-Based Annuities Dear Mr. Carlson, I recently had the occasion to read an article that you authored for Investing Daily, “Surging Interest in Stock-Based Annuities.” While your efforts to provide an favorable article on indexed annuities is to be [...]

Response: Downside Protection Has Its Downsides

{October 15th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with Wall Street Journal5 ORIGINAL ARTICLE CAN BE FOUND AT: Downside Protection Has Its Downsides  Dear Mr. Zweig, I believe that you are acclimated with who I am because of my October 4, 2010 correction to Allan Roth’s article, “Build Your Own Annuity” (attached). In the event you do not recall, [...]

Response: Build Your Own Annuity

{October 4th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with CBS MoneyWatch ORIGINAL ARTICLE CAN BE FOUND AT: Build Your Own Annuity  Allan, I am really starting to get the feeling that I may be able to get you to endorse indexed annuities by the end of 2010 after all! After reading the article below, it actually sounds like you [...]

Response: The Truth About Equity-Indexed Annuities

{August 26th, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Forbes ORIGINAL ARTICLE CAN BE FOUND AT: The Truth About Equity-Indexed Annuities Dear Forbes Editor, I recently had an article on your website forwarded to me, which is very misleading and inaccurate. “The Truth About Equity-Indexed Annuities,” by Mel Lindauer reflects poorly on Forbes because of the misinformation in the [...]

Response: An Annuity You Really Should Avoid

{August 24th, 2010} by Sheryl J. Moore

PDF for Setting It Straight with Kiplingers ORIGINAL ARTICLE CAN BE FOUND AT: An Annuity You Really Should Avoid The following email was sent to Kimberly Lankford of Kiplingers, in addition to her editors. Ms. Kimberly Lankford, I recently had the occasion to read an article that you authored for Kiplinger’s Personal Finance. “An Annuity You [...]

Response: The Disadvantages of Fixed Index Annuities

{August 3rd, 2010} by Sheryl J. Moore

PDF for Setting It Straight with FinanceCove ORIGINAL ARTICLE CAN BE FOUND AT: The Disadvantage of Fixed Index Annuities  The following comment was submitted to the blog author at www.financecove.doodig.com. I am an independent market research analyst who specializes exclusively in the indexed annuity (IA) and indexed life markets. I have tracked the companies, products, marketing, [...]

Response: Fixed Indexed Annuities are almost out of the SEC’s claws

{August 3rd, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Lisa Cintron ORIGINAL ARTICLE CAN BE FOUND AT: Fixed Indexed Annuities are almost out of the SEC’s claws The following email was sent to Lisa Cintron of AdvisorWorld.com in addition to the editors and legal team at Examiner.com regarding the article below. Lisa and Examiner.com Staff, I recently had the [...]

Response: Fixed Indexed Annuities are almost out of the SEC's claws

{August 3rd, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Lisa Cintron ORIGINAL ARTICLE CAN BE FOUND AT: Fixed Indexed Annuities are almost out of the SEC’s claws The following email was sent to Lisa Cintron of AdvisorWorld.com in addition to the editors and legal team at Examiner.com regarding the article below. Lisa and Examiner.com Staff, I recently had the [...]

Response: It’s Right for the SEC to Regulate Annuity Products

{August 2nd, 2010} by Sheryl J. Moore

PDF for Setting it Straight with Christopher Cox   ORIGINAL ARTICLE CAN BE FOUND AT: It’s Right for the SEC to Regulate Annuity Products The following comment was posted on www.wsj.com in response to the Letter to the Editor below and submitted as its own Letter to the Editor: Dear Christopher Cox, I am sorry to [...]

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