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  • DELAWARE LIFE OFFERS MORE CHOICE WITH EXPANDED FIXED ANNUITY PRODUCT SUITE

    September 28, 2015 by Delaware Life

    WELLESLEY, Mass. (September 28, 2015) – Delaware Life Insurance Company has added a new offering to its fixed index annuity lineup. Delaware Life Retirement Stages 7SM Fixed Index Annuity is designed to give more conservative, retirement-focused customers principal protection and upside potential. To provide diversification and options for a variety of market conditions, Retirement Stages 7SMhas a range of choices for earning interest, including two Deutsche Bank-sponsored indexes, an S&P 500® Index and a Fixed Account.

    Retirement Stages 7SM gives investors a range of features and benefits designed to help accumulate retirement assets without fear of market loss. Annuity buyers can add an optional withdrawal benefit (available for an additional cost) that provides an increasing (“stacked”) Benefit Base and guaranteed lifetime income payments. There is also an optional Return of Premium rider (available for an additional cost) that allows the annuity owner to surrender the contract at any time prior to the annuity date—without surrender charges—and receive at least 100% of the premiums paid (minus applicable prior withdrawals).

    “A primary goal of many people today is to build assets to live on when they retire, but also to protect their savings from market and economic risks,” said Tom Seitz, Head of Distribution. “Delaware Life’s fixed index annuities offer the best of both worlds, with the potential to earn interest from market gains, but with a guarantee against principal loss.”

    Retirement Stages 7SM is available exclusively through a select group of distribution partners, in approved states. For more information and product details, please visit http://www.delawarelife.com.

    About Delaware Life Insurance Company
    Delaware Life, through its insurance subsidiaries, is a leading provider of annuity and life insurance products in the United States, currently managing approximately $40 billion of in-force annuity and life insurance policies. The Company was established in August 2013, in connection with the purchase by Delaware Life Holdings, LLC of the domestic U. S. annuity business and certain individual life and corporate markets insurance businesses of Sun Life Financial Inc.
    Delaware Life Insurance Company is authorized to transact business in all states except New York, as well as in the District of Columbia, Puerto Rico and the U. S. Virgin Islands and is a member of the Delaware Life group of companies.

    About Deutsche Bank
    Deutsche Bank is a leading client-centric global universal bank serving 28 million clients worldwide. Deutsche Bank provides commercial and investment banking, retail banking, transaction banking and asset and wealth management products and services to corporations, governments, institutional investors, small and medium-sized businesses, and private individuals. Deutsche Bank is Germany’s leading bank, with a strong position in Europe and a significant presence in the Americas and Asia Pacific.
    The product description above is a summary only. All benefits and features are subject to the actual terms and conditions of the annuity contract. Payment of benefits is the sole obligation of Delaware Life Insurance Company (“DLIC”) and not Deutsche Bank. The selection of one or more indices as a crediting option does not obligate Delaware Life Insurance Company or Deutsche Bank to invest annuity payments in the components of the indices. This Product (the “Product”) is not sponsored, endorsed, managed, sold or promoted by Deutsche Bank AG (DB AG) or any subsidiary or affiliate of DB AG. The DB Indices are the exclusive property of DB AG. “Deutsche Bank ”, “CROCI” and “Momentum Asset Allocator” are proprietary marks of Deutsche Bank AG and its affiliates that have been licensed for certain uses and purposes to Delaware Life Insurance Company. Neither DB AG, CROCI, nor any affiliate of DB AG, nor any other party involved in, or related to, making or compiling the indices: (1) is acting in a fiduciary or product management capacity or providing any endorsement of the Product or investment advice of any kind; (2) has any obligation to take the needs of DLIC, the sponsor of the Product, or its clients into consideration in determining, composing or calculating the Indices; (3) is responsible for or has participated in the determination of the timing of, prices at, quantities or valuation of the Product; (4) WARRANTS OR GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE INDICES OR ANY DATA INCLUDED THEREIN AND SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN OR THE ADMINISTRATION, MARKETING OR TRADING OF THE PRODUCT. The CROCI Indices have been built on the premise that the CROCI Economic P/E is an effective indicator of inherent value. This premise may not be correct, and prospective investors must form their own view of the CROCI methodology and evaluate whether CROCI is appropriate for them. Please see the Disclosure Statement and Annuity Illustration for more information about the Indices and the Product.

    Originally Posted at Delaware Life on September 28, 2015 by Delaware Life.

    Categories: Industry Articles
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