Four challenges in using annuities for retirement planning — and how to overcome them
May 8, 2018 by Paula Nelson
Over the years, I’ve had countless conversations with advisers about retirement planning and the use of guaranteed income products. While some embrace annuities and their ability to offer consistency in retirement income, others are more dismissive.
It’s not hard to see why these advisers are skeptical, especially if their experience with annuities is limited to commission-based, variable annuities. These products may seem complicated, expensive and hard to use in the fiduciary era. But these aren’t the only type of annuities advisers should have at their disposal, and one size definitely does not fit all.
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